Savings Accounts
Statement monthly or quarterly, ATM Card or not, small activity fees or one monthly maintenance fee, you decide. Design the savings account that is just right for you. All of our savings accounts earn a competitive rate which is variable and changes at the bank's discretion.
Certificate of Deposit
When you look for sound, secure investments, look to our Certificates of Deposit. We offer CDs with varying maturities at some of the best rates you'll find anywhere. With a Pinnacle Bank CD, you receive competitive rates of interest, flexible terms to meet your investment needs and FDIC insurance. Early withdrawal penalties apply.
Individual Retirement Account
Perfect for planning a secure retirement. IRAs remain an excellent method for funding your dreamed-for retirement. For most Americans, IRA contributions are tax-deductible. And, everyone can still enjoy the benefit of tax-deferral on the interest you can earn on your Pinnacle Bank IRA. An IRA from Pinnacle Bank offers you personal tax-deferred savings for your retirement, fixed or variable rate options, no monthly fees, competitive rates, terms to fit your retirement goals and is insured by the FDIC. Early withdrawals become taxable and may result in penalties. Consult your financial advisor to determine the best retirement solution for you.
Money Market Deposit Account
Our Money Market Deposit Account offers excellent rates of return. With our tiered rate structure, the higher the balance, the higher the interest rate and annual percentage yield. Our Money Market Deposit Account can actually help you reach your personal and family goals. Because it pays a competitive rate of interest, and is easily accessible, it's the perfect account to save funds for a new home, a college education or for personal emergencies.
The Money Market Deposit Account has transaction limitations based on Federal regulations for money market and savings accounts. These account types may have no more than six (6) debit transactions that are made by check, debit/check card, transfer or transactions made by phone or fax in a monthly statement cycle.
The Money Market Deposit Account is easily accessible, earns money market rates and is the perfect account to place your savings.
Summit Money Market Checking
Watch your money climb higher with Pinnacle Bank's Summit Money Market Account. With our tiered rate structure, the higher the balance, the higher the interest rate and annual percentage yield. Because it pays a competitive interest rate, and is easily accessible, it's the perfect account to save funds for a new home, a college education or for personal emergencies.
The Summit Money Market Deposit Account has transaction limitations based on Federal regulations for money market and savings accounts. These account types may have no more than six (6) debit transactions that are made by check, debit/check card, transfer or transactions made by phone or fax, in a monthly statement.
Youth Savings
A perfect account for our savers under the age of 21 with no fees and earns a competitive rate. The account will convert to a regular savings account following the 22nd birthday.
Christmas Club Account
Just the right account to plan ahead for holiday shopping. Set your budget and start saving with Pinnacle Bank's Christmas Club Account. This account earns a competitive rate, receives a quarterly statement and is free as long as the funds stay on deposit until the maturity date. A check is issued for the balance plus the accrued interest on the maturity date (October 30) just in time for holiday shopping.