Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound
operations The FDIC also takes this record into operations account when deciding on certain applications submitted by us. Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Manager, Division of Compliance and Consumer Affairs, Federal Deposit Insurance Corporation, 10 Tenth Street, North East, Suite 800, Atlanta, GA 30309.
You may send written comments about our performance in helping to meet community needs to:
1811 SECOND AVENUE JASPER, AL 35501
AND TO THE
FDIC REGIONAL MANAGER
Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public. You may ask to look at any comments received by the FDIC Regional Manager. You also may request from the FDIC Regional Manager an announcement of our applications covered by the CRA filed with the FDIC.
We are an affiliate of Pinnacle Bancshares, Inc., a bank holding company. You may request from Assistant Vice President, Applications, Federal Reserve Bank of Atlanta, 1000 Peachtree Street, N.E. , Atlanta, GA 30309, an announcement of applications covered by the CRA filed by bank holding companies.